LIVE ON STELLAR TESTNET

Transform Your Remittance History
into DeFi Credit.

The first privacy-preserving reputation layer on Stellar. Turn MoneyGram receipts into under-collateralized loans via Soroban smart contracts.

POWERED BY INFRASTRUCTURE FROM

STELLAR
SOROBAN
MONEYGRAM
BLEND

How It Works

Four steps from invisible credit history to verified on-chain reputation.

STEP 1

Connect

Link your MoneyGram account via OAuth. We fetch your transaction history without storing personal data.

STEP 2

Score

Our Oracle calculates your Credit Tier (Gold/Silver/Bronze) using volume, frequency, and consistency.

STEP 3

Mint

Get your CreditBadge minted on-chain as a non-transferable SBT via Soroban smart contract.

STEP 4

Borrow

Access Blend Protocol liquidity pools with reduced collateral requirements using your reputation.

Built for the Future of Finance

Infrastructure-grade protocol built with bleeding-edge blockchain technology.

ZKP-Ready Architecture (Noir Lang)

Privacy-preserving proofs allow credit verification without exposing transaction history.

Soroban Native (Rust)

Memory-safe smart contracts with 5-second finality and sub-cent transaction costs.

Auditable On-Chain History

Every badge mint is verifiable on Stellar Explorer for full transparency.

Open Source & Composable

MIT licensed codebase ready for integration with any Stellar DeFi protocol.

RustSoroban SDKNext.js 14TypeScriptStellar Network